Our housing counselors can provide you with custom - tailored guidance as you prepare for homeownership. A one-on-one session with a housing counselor involves discussing your housing goals, assessing your financial situation, determining how much home you can afford, and helping select the right mortgage options for you. You can expect the counselor to help review your credit report, analyze your debts in proportion to your household income, review your savings goals, assist in creating a budget, provide resources and referrals, and develop an action plan which will help you to become ready to qualify for a home loan.

We have provide Pre-Purchase Housing Counseling as well as Foreclosure Prevention.
You will be asked to complete a counseling intake packet. Although all counseling sessions are free of charge, Help4Homes247 charges a $35 fee to obtain your tri-merge credit report for the housing counseling session. A tri-merge credit report is comprehensive and collects data from the three major credit bureaus.
Once you call our offices and decide to set an appointment, an Help4Homes247 counselor will provide you with the counseling intake packet and options to pay for your credit report.

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